Legal notice and privacy

I AM A USER OF THIS WEBSITE (REDION.COM/EB/) AND/OR REDION EB SOCIAL CHANNELS

Introduction  

Your privacy is important to us. That is why we are committed to protecting your personal information and treating it with the utmost care and attention. In this privacy notice, we will explain how we collect, use, share and protect your personal information. For these processing activities the Data Controller is:

Details of the Data Controller

Assicurazioni Generali S.p.A.     –                                                        Email: privacy@eb.redion.com

Luxembourg Branch (“Redion EB”)                                                   Website: www.redion.com/eb/  

Boulevard Marcel Cahen 52                                                                                             

L-1311 Luxembourg                                                                                                                                    

Grand-Duché de Luxembourg 

This privacy notice was last updated on [23/09/2026]. 

 

Definitions  

For the purpose of our privacy notice, the following definition apply:   

Redion Employee Benefits, “Redion EB” or “we” 

Assicurazioni Generali S.p.A – Luxembourg Branch, operating under the trade name Redion Employee Benefits, A Generali Company, with registered office at Boulevard Marcel Cahen 52, L-1311 Luxembourg, Grand-Duché de Luxembourg 

GDPR 

The General Data Protection Regulation meaning EU Regulation 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data 

Personal data 

Personal data means any information relating to an identified or identifiable natural person (‘data subject’); an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person 

Sensitive personal data 

Sensitive personal data is any information revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person’s sex life or sexual orientation 

Processing 

Processing means any operation or set of operations which is performed on personal data or on sets of personal data, whether by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction 

Controller 

Controller means the natural or legal person which alone or jointly with others determines the purposes and means of the processing of personal data 

Processor 

Processor is the natural or legal person, which processes data on behalf of the controller 

Data subject or “you” 

Data subject means a natural person whose personal data is being processed  

How Redion EB collects and uses your personal data

Redion EB collects your personal data, either directly from you (e.g. through the “contact us” section, the “get updates” section, etc.) to provide the services you requested, or indirectly through the mere use of our website. In such case we process your personal data in order to allow you to surf on our website www.Redion EB.com, use all its features, ensure its proper functioning (including system administration activities) and improve your browsing experience.

Which personal data we collect

Our website uses cookies and similar technologies to ensure the proper functioning of the procedures performed and improve the surfing experience of users. We provide here a detailed information on the use of cookies and similar technologies, their management methods and how they are used within our Website.

Cookies are text files (letters and/or numbers) containing groups of information stored in Data Subjects’ computers or mobile devices every time they visit a website through a browser. At each subsequent visit the browser sends these cookies to the website which originated them or to another website. Cookies allow websites to store certain information in order to allow users to navigate online in a simple and fast way.

Cookies are used for different purposes and have different characteristics. They can be used either by Redion EB or by a third party.

Types of cookies

Our Website uses the following categories of cookies:

Type of cookies

Purposes

Strictly necessary cookies

These cookies are necessary for a correct functioning of the website and for the use of the services contained therein. In their absence, the website or some of its sections may not work properly.
Therefore these cookies are always used regardless of the users’ preferences. This category of cookies is always sent from our domain.
Users may delete these cookies via their browser settings.

Service

Description

Cookies

 Links

redion.com/eb/

Remember the user’s privacy choice

cookie-agreed
cookie-agreed-version

 

fast.wistia.com

Allow users to see the videos in the correct way

_distillery

https://wistia.com/privacy

Type of cookies

Purposes

Analytics cookies

These cookies are used to collect information on the use of the website, such as, for instance, the pages visited more frequently. These cookies are sent from our domain or from third party’s domains

Service

Description

Cookies

 Links

Piwik Pro

Recording information on how visitors use our website, including the IP address and the details on the visits to our website, or the origin of visitors.

_pk_id.*
_pk_ses.*
ppms_privacy_*

https://help.piwik.pro/support/privacy/cookies-created-for-visitors-by-piwik-pro/

Type of cookies

Purposes

Cookies for the integration of third parties’ functionalities.

These cookies are used in relation to the functionalities of the website (e.g. icons of social networks for sharing of contents or for the use of services provided by third party).
These cookies are sent from our domain or from third party’s domains.

Note: third party’s cookies may change name and increase or decrease at any time and without notice by the third party’s provider.

Internet user’s consent

The provision of data by users is optional; they always have the faculty to revoke their consent provided through the following procedures.

Users of our Website will provide consent for the provision of data through cookies if they fulfil one of the following actions:

  • clicking on the OK button present in the banner;

Users may set their browser in order to receive a warning on the presence of cookies and decide to accept or refuse them. Moreover, they may delete such cookies through functions available in every browser for internet access.

For example, in Internet Explorer, menu Tools-> Internet Options -> Privacy, you can access a control panel where it’s possible to accept or not the different types of cookies and remove them.

Chrome: https://support.google.com/chrome/answer/95647?hl=eng

Firefox: Cookies – Information that websites store on your computer | Firefox Help

Internet Explorer: http://windows.microsoft.com/it-it/windows7/how-to-manage-cookies-in-internet-explorer-9

Opera: http://help.opera.com/Windows/10.00/it/cookies.html

Safari: Delete your Safari history, cache, and cookies on iPhone – Apple Support

Note that if you have disabled one or more cookies, we can always use information collected by these cookies before the deactivation. However, we cease to collect information via the opted-out cookie.

If you have questions or comments about this Cookie Policy, or general questions regarding the Privacy Policy, please contact us by email at privacy@eb.redion.com.

In addition, We are collecting personal data you have provided to us while using the functionalities available on our website (e.g. signing up to newsletters, filling in contact forms, etc..), such as

  • Name and surname;
  • Email address;
  • Subscription information such as updates you are interested in;

The information you provide is necessary for us to be able to process your requests and provide you with the services you requested.  

With whom we share your personal data

We may share your personal data with third parties which have been assigned with specific tasks (such as, for example, hosting services such as cloud providers, security service providers, etc). Third parties also include companies belonging to the Generali Group. Depending on the activity performed, these third parties may act as independent Data Controllers, Joint Controllers, or Data Processors. The Data Processors involved in the purposes described above are given proper instructions on how to process your personal data correctly.

Where we transfer your personal data

As a rule, we do not transfer your personal data to countries outside the European Economic Area (EEA) however, if such a transfer is required, Redion EB will ensure that appropriate safeguards are in place that provide sufficient protection for your fundamental privacy rights and freedoms. Such safeguards include, but are not limited to, Standard Contractual Clauses, as approved by the European Commission.  

Which rights do you have and how can you exercise them?  

You can exercise the right of access, rectification, updating, integration, cancellation, limitation to processing, portability in respect to your personal data.

In case you provided your consent to the processing of personal data, you may withdraw it at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

If your personal data are transferred outside the European Economic Area, you have the right to obtain copy of such data as well as indication of the Country/Countries where the data have been made available.

Insofar as applicable, you have the right to object to the processing of your personal data and request the stop of the processing operations when they are based on the legitimate interest.

In case you consider that the processing of your personal data infringes the applicable privacy laws, you have the right to lodge a complaint with the Luxembourg National Data Protection Commission (Commission Nationale pour la Protection des Données – CNPD)  (https://cnpd.public.lu/en/commission-nationale.html) or the EU Data Protection Authority in your jurisdiction.

You can exercise you rights by sending an e-mail to privacy@eb.redion.com or by using this form. 

How long will Redion EB retain your personal data?  

Your personal data can be retained for the time strictly necessary to perform the above indicated activities.

Changes and updates to the Privacy Notice

This Privacy Notice may be amended or updated, in whole or in part, including to reflect changes in privacy legislation.
Any updates will be made available on www.redion.com/eb/.

I AM... A REDION EB CLIENT, NETWORK PARTNER, CONSULTANT OR BROKER, PROVIDER

Introduction  

Your privacy is important to us. That is why we are committed to protecting your personal information and treating it with the utmost care and attention. In this privacy notice, we will explain how we collect, use, share and protect your personal information. For these processing activities the Data Controller is:

 

Details of the Data Controller

Assicurazioni Generali S.p.A.     –                                                        Email: privacy@eb.redion.com 

Luxembourg Branch (“Redion EB”)                                                   Website: www.redion.com/eb/  

Boulevard Marcel Cahen 52                                                                                             

L-1311 Luxembourg                                                                                                                                    

Grand-Duché de Luxembourg 

 

Definitions  

For the purpose of our privacy notice, the following definition apply:   

 

Generali Employee Benefits, “Redion EB” or “we” 

Assicurazioni Generali S.p.A – Luxembourg Branch, operating under the trade name Redion Employee Benefits, A Generali Company, with registered office at Boulevard Marcel Cahen 52, L-1311 Luxembourg, Grand-Duché de Luxembourg 

GDPR 

The General Data Protection Regulation meaning EU Regulation 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data 

Personal data 

Personal data means any information relating to an identified or identifiable natural person (‘data subject’); an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person 

Sensitive personal data 

Sensitive personal data is any information revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person’s sex life or sexual orientation 

Processing 

Processing means any operation or set of operations which is performed on personal data or on sets of personal data, whether by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction 

Controller 

Controller means the natural or legal person which alone or jointly with others determines the purposes and means of the processing of personal data 

Processor 

Processor is the natural or legal person, which processes data on behalf of the controller 

Data subject or “you” 

Data subject means a natural person whose personal data is being processed  

 

How does Redion EB collect your personal data? 

When we have a contractual relationship with you or with your organisation it may occur that we receive and collect personal data via the systems we use to provide our services or by reference (e.g. emails, telephone calls, business cards etc.).

When you contact us via the dedicated sections on our website (www.redion.com/eb/) or via social media such as LinkedIn, we collect your personal data. Further information on the processing activities we carry out on our website can be found in the “I am … a user of this website”-section.  

 

Which personal data does Redion EB collect?  

Depending on the services, the processing may involve, but is not limited to: 

–                  identification data (such as name, surname, gender, date of birth); 

–                  Professional contact details (such as email address, phone number, company name and job title);

–                  Login details and credentials for systems we use to provide our services

–                  Dietary restrictions             

 

 Additionally we may collect – also from publicly available sources – certain additional categories of information where necessary to carry out mandatory due‑diligence activities, including screening against applicable international sanctions and counter‑terrorist‑financing (CTF) lists:

  • Date and place of birth;  
  • Nationality;  
  • ID Number/ passport number
  • Country of residence
  • Tax ID/Number
  • Data relating to any criminal convictions and offences 

 

 

For which purposes does Redion EB process your personal data and based on which Legal basis? 

We process your personal data in the context of the pre-contractual or contractual relationship we establish with you or with your organisation, with the purpose of performing all necessary activities for the implementation of the contractual relationship that may be established, including, for example:

Purpose

Legal Basis 

Developing Redion EB business, offering of services and performance of agreements we have entered into

Performance of a contract – article 6 (1) (b) GDPR

Legitimate Interest – article 6(1) (f) GDPR  

Take legal actions as well as exercise the Company’s right of defence.

Legitimate Interest – article 6(1) (f) GDPR 

Organisation and management of the work activities assigned to you for the implementation of the agreement in force;

Performance of a contract – article 6 (1) (b) GDPR

Enabling the Company to carry out or take part in, manage or organise corporate transactions, including mergers, acquisitions and restructuring, 

Legitimate Interest – article 6(1) (f) GDPR 

Fulfilment, of regulatory and legal obligations (national and supranational, such as, international sanctions screening, financial reporting and tax obligation).

Legal obligation – article 6(1) (c) GDPR 

 

How do we process your personal data?

We may process your personal data using different methods, including electronic means and both in manual and automated form, using the best solutions. 

We may use statistical and artificial intelligence (AI) systems and analytical solutions.

These systems help us customize our products and services, optimise internal processes and pursue the above-mentioned purposes, ensuring a high level of quality experience and alignment with the Generali Group’s overall strategy. We process your personal data only when strictly necessary, preferring the use of anonymized or aggregated datasets, whenever possible. 

In our activities, we never use fully automated processes, and human intervention is always involved. 

 

With which parties does Redion EB share your personal data and why?  

Your personal data may be shared with business partners, third‑party service providers who support us in delivering our services, such as cloud‑service providers, event organisers or similar operational partners and with other companies belonging to the Generali Group. Depending on the activity performed, these third parties may act as independent Data Controllers, Joint Controllers, or Data Processors. The Data Processors involved in the purposes described above are given proper instructions on how to process your personal data correctly.

Where we transfer your personal data  

As a rule, we do not transfer your personal data to countries outside the European Economic Area (EEA) however, if such a transfer is required, Redion EB will ensure that appropriate safeguards are in place that provide sufficient protection for your fundamental privacy rights and freedoms. Such safeguards include, but are not limited to, Standard Contractual Clauses, as approved by the European Commission.  

Which rights do you have and how can you exercise them?  

You can exercise the right of access, rectification, updating, integration, cancellation, limitation to processing, portability in respect to your personal data.

In case you provided your consent to the processing of personal data, you may withdraw it at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

If your personal data are transferred outside the European Economic Area, you have the right to obtain copy of such data as well as indication of the Country/Countries where the data have been made available.

Insofar as applicable, you have the right to object to the processing of your personal data and request the stop of the processing operations when they are based on the legitimate interest.

In case you consider that the processing of your personal data infringes the applicable privacy laws, you have the right to lodge a complaint with the Luxembourg National Data Protection Commission (Commission Nationale pour la Protection des Données – CNPD)  (https://cnpd.public.lu/en/commission-nationale.html) or the EU Data Protection Authority in your jurisdiction.

You can exercise you rights by sending an e-mail to privacy@eb.redion.com or by using this form. 

How long will Redion EB retain your personal data?  

Your personal data are retained for the period necessary to fulfil the purposes for which they were collected.

In relation to the conclusion, performance and management of the reinsurance and captive agreements, data is retained for a minimum of 10 years after the termination of the agreement.

With reference to legal obligations, data is retained for the period necessary to fulfil applicable obligations, without prejudice to any longer storage periods provided for by specific laws. 

Changes and updates to the Privacy Notice

This Privacy Notice may be amended or updated, in whole or in part, including to reflect changes in privacy legislation.
Any updates will be made available on www.redion.com/eb/.

 

I AM... INSURED BY A REDION EB NETWORK PARTNER OR A BENEFICIARY UNDER AN INSURANCE POLICY

Introduction  

Your privacy is important to us. That is why we are committed to protecting your personal information and treating it with the utmost care and attention. In this privacy notice, we will explain how we collect, use, share and protect your personal information. For these processing activities the Data Controller is:

Details of the Data Controller

Assicurazioni Generali S.p.A.     –                                                        Email: privacy@Redion EB.com 

Luxembourg Branch (“Redion EB”)                                                   Website: www.redion.com/eb/  

Boulevard Marcel Cahen 52                                                                                             

L-1311 Luxembourg                                                                                                                                    

Grand-Duché de Luxembourg 

 

This privacy notice was last updated on [xx/xx/20xx]. 

 

Definitions  

For the purpose of our privacy notice, the following definition apply:   

 

Generali Employee Benefits, “Redion EB” or “we” 

Assicurazioni Generali S.p.A – Luxembourg Branch, operating under the trade name Redion Employee Benefits, A Generali Company, with registered office at Boulevard Marcel Cahen 52, L-1311 Luxembourg, Grand-Duché de Luxembourg 

GDPR 

The General Data Protection Regulation meaning EU Regulation 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data 

Personal data 

Personal data means any information relating to an identified or identifiable natural person (‘data subject’); an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person 

Sensitive personal data 

Sensitive personal data is any information revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person’s sex life or sexual orientation 

Processing 

Processing means any operation or set of operations which is performed on personal data or on sets of personal data, whether by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction 

Controller 

Controller means the natural or legal person which alone or jointly with others determines the purposes and means of the processing of personal data 

Processor 

Processor is the natural or legal person, which processes data on behalf of the controller 

Data subject or “you” 

Data subject means a natural person whose personal data is being processed  

 

How does Redion EB collect your personal data? 

Redion EB does not collect your personal data directly from you. We receive it through external sources such as local insurers within our network (hereinafter “Network Partners”), brokers and consultants.  

When your employer subscribes to an employee benefits insurance policy with one of our Network Partners, you may be covered under such policy as an insured person or as a beneficiary.  In such case we may obtain from the Network Partner your personal data. The same goes for the situation where a claim is submitted. 

Which personal data does Redion EB collect?  

To provide our services to our clients and fulfil our obligations as a reinsurer, we only collect and process personal data strictly necessary to achieve the purposes below described. Only to the extent necessary for the fulfilment of the reinsurance agreement, it may occur that we collect personal data of a relative (e.g. spouse, children, etc.). 

Whenever possible, we collect anonymised data or pseudonymised data (using indirect identifiers instead of your name) to fulfil our purposes. In case pseudonymised data is collected, only the Network Partner can connect such identifier to your person.   

As a rule, we also further pseudonymise personal data upon collection to enhance security.  

Depending on the services, the processing may involve, but is not limited to: 

–                  identification data (such as name, surname, gender, date of birth); 

–                  indirect identifiers (such as insured/claimant unique code); 

–                  health data (such as diagnosis code (ICD code); 

–                  any other personal data provided by your Insurer or third party involved (e.g. employer. broker, etc.), if any. 

 

For which purposes does Redion EB process your personal data and based on which Legal basis? 

We process your personal data for the following purposes:  

Purpose

Legal Basis 

Concluding, performing and managing the reinsurance and captive agreements, including claims handling and validation;

Legitimate Interest – article 6(1) (f) GDPR  

Substantial public interest – article 9(2) (g) GDPR as provided for in Luxembourg insurance law when the processing of health data is required

Legal claims – article 9(2)(f) GDPR when personal data is necessary to establish, exercise or defend legal claims

 Statistical reporting and data analytics 

Legitimate Interest – article 6(1) (f) GDPR 

Statistical purposes- article 9(2)(j) GDPR

Claiming and defending the rights of the Company, its officers, representatives and shareholders in a potential dispute 

Legitimate Interest – article 6(1) (f) GDPR 

Managing IT and IT security activities (such as asset management, business continuity)

Legitimate Interest – article 6(1) (f) GDPR 

Enabling the Company to carry out or take part in, manage or organise corporate transactions, including mergers, acquisitions and restructuring, 

Legitimate Interest – article 6(1) (f) GDPR 

Fulfilment, of regulatory and legal obligations (national and supranational, such as, international sanctions screening, financial reporting and tax obligation).

Legal obligation – article 6(1) (c) GDPR 

 

How do we process your personal data?

We may process your personal data using different methods, including electronic means and both in manual and automated form, using the best solutions.

We may use statistical and artificial intelligence (AI) systems and analytical solutions.

These systems help us customize our products and services, optimise internal processes and pursue the above-mentioned purposes, ensuring a high level of quality experience and alignment with the Generali Group’s overall strategy. We process your personal data only when strictly necessary, preferring the use of anonymized or aggregated datasets, whenever possible. 

In our activities, we never use fully automated processes, and human intervention is always involved. 

 

With which parties does Redion EB share your personal data and why?  

Your personal data may be shared with captive and third reinsurers, with third parties which have been assigned with specific tasks (such as, for example, lawyers, consultants, experts, etc), with other companies belonging to the Generali Group. Depending on the activity performed, these third parties may act as independent Data Controllers, Joint Controllers, or Data Processors. The Data Processors involved in the purposes described above are given proper instructions on how to process your personal data correctly.

Where we transfer your personal data  

As a rule, we do not transfer your personal data to countries outside the European Economic Area (EEA) however, if such a transfer is required, Redion EB will ensure that appropriate safeguards are in place that provide sufficient protection for your fundamental privacy rights and freedoms. Such safeguards include, but are not limited to, Standard Contractual Clauses, as approved by the European Commission.  

Which rights do you have and how can you exercise them?  

You can exercise the right of access, rectification, updating, integration, cancellation, limitation to processing, portability in respect to your personal data.

In case you provided your consent to the processing of personal data, you may withdraw it at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

If your personal data are transferred outside the European Economic Area, you have the right to obtain copy of such data as well as indication of the Country/Countries where the data have been made available.

Insofar as applicable, you have the right to object to the processing of your personal data and request the stop of the processing operations when they are based on the legitimate interest.

In case you consider that the processing of your personal data infringes the applicable privacy laws, you have the right to lodge a complaint with the Luxembourg National Data Protection Commission (Commission Nationale pour la Protection des Données – CNPD)  (https://cnpd.public.lu/en/commission-nationale.html) or the EU Data Protection Authority in your jurisdiction.

You can exercise you rights by sending an e-mail to privacy@eb.redion.com or by using this form. 

How long will Redion EB retain your personal data?  

Your personal data are retained for the period necessary to fulfil the purposes for which they were collected.

In relation to the conclusion, performance and management of the reinsurance and captive agreements, data is retained for a minimum of 10 years after the termination of the agreement.

With reference to legal obligations, data is retained for the period necessary to fulfil applicable obligations, without prejudice to any longer storage periods provided for by specific laws. 

Changes and updates to the Privacy Notice

This Privacy Notice may be amended or updated, in whole or in part, including to reflect changes in privacy legislation.
Any updates will be made available on www.redion.com/eb/.

 

 

Updated on September 2026

Legal notice and privacy

DEFINITIONS AND GENERAL TERMS OF USE

By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification.

The terms “Website” and “Site” refer to this web site  as published by Redion Holding S.A.S, with registered office at 89 Rue Taitbout 75009 Paris, France (hereinafter referred to as “Redion”) in addition to all the information and material included in the Website. Some Website sections or pages set out additional general terms and conditions, which complete these General Terms of Use. In the event of any conflict, the additional general terms and conditions shall prevail over the General Terms of Use as far as these sections or pages are concerned. This Site also includes links to other third party websites. Links to this Site may also be included in third party websites. Redion shall not be liable in any way whatsoever for the information or material found on a website linked to this Site. By creating a link to a third party website or by allowing a third party to include a link to this Website, Redion does not approve or recommend any product or service offered on the third party’s website. Redion expresses no implicit or explicit appreciation as to the accuracy and/or quality of the information which may be found, directly or indirectly, on any third party website or as far as the reliability or worthiness of this third party. The content of this Website is subject to amendments. Some of the products and services are not available in all geographical areas. Subscription to a product or service may be subject to the approval of Redion or its subsidiary or related entity concerned.

The persons who access, visit or use this Website must ensure that the law of their own country authorizes them to access the information or must refrain from accessing, visiting and/or using the Website.

WEBSITE CONTENT AND MATERIAL

Offers are only made and may only be taken into consideration if they are legal and authorized under the applicable law. Furthermore, service offers are restricted to the countries or jurisdictions which are explicitly mentioned on the Website and may not be taken into consideration by persons visiting, accessing or using the Website from another country or jurisdiction.

The information and material contained in this Website are not intended to provide advice or recommendations. Redion makes appropriate effort to verify and update the information and material on this Website on a regular basis and assess the credibility and trustworthiness of their sources. As a result, the information and material displayed in this Website is subject to modification.

Notwithstanding the foregoing, Redion cannot guarantee in any way whatsoever that the information and material included or referred to in this Website is accurate, relevant, complete, up-to-date or appropriate and does not provide any guarantees with regard to the credibility or trustworthiness of its sources. To the fullest extent permissible under applicable law, the materials on this website are provided as is and without warranties of any kind either expressed or implied.

INTELLECTUAL PROPERTY

The information and material contained in this Website are protected by intellectual property rights, held by Redion or used with the authorization of the right holders. All intellectual and industrial property rights of any nature, including in particular exploitation rights, reproduction and extraction rights on any medium, of all or part of the data, files and all elements appearing in the web pages of this site, as well as representation rights and reproduction rights on any medium, of all or part of the site itself, modification, adaptation or translation rights, are reserved exclusively to Redion and its possible third parties licensors. This information and material may be consulted and printed solely for your strictly personal use, in compliance with the intellectual property rights of Redion and its partners and provided that you do not delete any copyright or other legal notice which they contain. It is strictly forbidden to reproduce, copy, download, distribute or transmit in any way the content available on the website, or to use it commercially or publicly. You agree not to transmit, reproduce or sell this information and material in any form or manner whatsoever without the explicit, written and prior approval of Redion. It is also strictly forbidden to create a deep link to this Site without the express and written authorization of Redion. Apart from the exceptions provided at article L. 122- 5. 2° and 3°a of the French Intellectual Property Code (concerning “copies or reproductions strictly reserved for the private use of the person copying and not intended for collective use” and “analyses and short quotations to provide an example and illustration, on condition that the name of the author and the source are clearly stated”), any complete or partial representation or reproduction made without the consent of the author or its rightful owners or legal successors is illegal (art. L. 122-4 of French Intellectual Property Code) and therefore strictly prohibited. Such representation or reproduction, by any technique or process whatsoever would constitute an infringement punishable under articles L. 335-2 et seq. of the intellectual property code.

TRADEMARKS AND COPYRIGHT

Unless otherwise specified, all trademarks (whether registered or unregistered) and logos, design, icons or graphics used in this Website are the property of Redion or its partners. Any total or partial reproduction of these trademarks or logos made from the elements of the site without the express authorization of Redion is prohibited, within the meaning of articles L.713-2 et seq. of the Intellectual Property Code. All information in this Website is protected under the copyright laws of France.

DATABASES

In accordance with the applicable regulations and in particular the law n° 98-536 of 1 July 1998 transposing directive 96/9 CE of 11 March 1996, Redion is the producer and owner of all or part of the databases comprising this Website.
By accessing this Website, you acknowledge that the information contained in the databases and its organization is legally protected, and that you are forbidden from extracting, reusing making available to the public, storing, reproducing,copying or keeping, directly or indirectly, on any type of medium whatsoever, by any means and in any form whatsoever all, or a qualitatively or quantitatively substantial part, of the content of the databases appearing on the website in addition to the repeated and systematic extraction or reuse of insubstantial parts, qualitatively or quantitatively, of the contents of the database when such operations manifestly go beyond the conditions of normal use of the database.

LIMITATION OF LIABILITY

Redion is only bound to act with diligence in respect with the information made available on the Website. All the information is provided for general information only and is intended to complete users’ knowledge. In particular, information relating to health matters shall – under no circumstances – replace personal advice provided by a doctor. Redion shall not be held liable for any interpretation by a user of the information included in the Website, nor the consequences of its use. Redion, its administrators, employees and its agents or correspondents shall under no circumstances be held liable, on any grounds whatsoever, contractual or otherwise, for any damage you may suffer after accessing, visiting or using this Website, barring cases of fraud or serious misconduct on their part. Redion shall not be held liable for the consequences of errors, omissions or for the results or decisions which might be obtained or made by the use of the information included in the Website. Users are solely liable for the use they make of the information provided herein.

FORCE MAJEURE

We shall not be liable to you for any breach of these conditions of use or any failure to provide, or any delay in providing, our services through our site that results from any event or circumstance beyond our reasonable control. This includes without limitation, strikes, lockouts and other industrial disputes, breakdown of systems or network access, fire, explosion, accident, insurrection and war.

GOVERNING LAW

These General Terms of Use are governed by French law. Any disputes arising in connection with the aforementioned General Terms of Use shall be referred to the competent courts of Paris, without prejudice to Redion’s right to choose another court having jurisdiction, if need be, under the applicable law.

SEVERABILITY AND AMENDMENTS

Should any of the provisions in these General Terms of Use be deemed unenforceable, the remaining provisions shall be unaltered and the unenforceable provision shall be replaced by an enforceable provision best matching the underlying purpose of the unenforceable provision. This agreement shall be subject to any other agreement you have entered into or may enter into with Redion or any of its related entities. Redion may amend these General Terms of Use at any time, with immediate effect and without prior warning.

LEGAL INFORMATION

The editor of the website is Redion Holding SAS, a French corporation (“société par actions simplifiée”) with a share capital of 26 751 728,€, registered with the Paris Commercial Register under the number 632 016 382, represented by Antoine Parisi having its registered offices at 89 Rue Taitbout, 75009 Paris.

VAT Number : FR52632016

Publication Director: Antoine Parisi

Managing Editor: Paula Casa Nova

Hosting services: Microsoft France – 37, QUAI DU PRESIDENT ROOSEVELT 37/45 – 92130 ISSY-LES-MOULINEAUX, France. 

 

Control Authority

ACPR (Autorité de Contrôle Prudentiel et de Résolution)

4 place de Budapest

CS 92459

75436 Paris cedex 09

Credits

Conception & design of the website : Redion

Editorial Conception: Redion

Updated on October 2026

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