We build and scale high-performance insurance programs — fast, lean, and AI-powered.We are a B2B2C and embedded insurance partnerships specialist, operating across Europe with one clear mission: help distributors unlock the full potential of insurance.Backed by the strength of a Tier-1 global insurance group and powered by the agility of a start-up, we design, launch, and operate embedded insurance programs at scale — across multiple lines of business, multiple countries, and multiple distribution channels.
From product idea to go-live in as little as 3 months.
At the core of everything we do: AI and agentic technologies — automating decisions, predicting churn, optimizing pricing, and delivering a seamless customer experience that drives real NPS.
“We bring together the strength of a leading international insurance group with the speed and agility of a start-up.”
One platform. Endless possibilities.
We offer a broad, modular suite of insurance products — ready to embed into your customer journey, adapt to your brand, and scale across borders.
We offer a broad range of products (insurance & services) to build a new distinctive offering and generate substantial revenue.
As mobility evolves — connected cars, EVs, telematics, subscription models — and so do the insurance opportunities. We help OEMs, fleet management companies, mobility platforms, and financial institutions embed motor and mobility protection seamlessly into their offers.
What we cover:
Why it works: Modular products, full API integration, and a frictionless customer experience — designed to convert at every point of sale.
From smartphones to smart homes, consumers want reassurance on the devices and appliances they depend on. We are one of Europe’s leading providers of device and appliance protection — with a proven track record delivering programs for Telcos, retailers, and financial institutions at scale.
What we cover:
Why it works:
We help distributors, from Telcos and banks to retailers, offer relevant, affordable protection against life’s unexpected health events — from workplace accidents to hospitalization and surgical costs.
What we cover:
Why it works: simple and straightforward products. Meaningful health protection added – with no insurance expertise required
Embedded financial insurance transforms everyday banking and payment products into powerful customer loyalty tools. We specialize in building high-performing affinity insurance programs for financial institutions and fintechs across Europe.
What we cover:
Why it works: seamless integration into banking and payment journeys, and simple customer activation — designed to turn everyday transactions into lasting protection
Pet insurance is one of Europe’s fastest-growing insurance segments. We offer comprehensive, digital-first pet protection — from veterinary expense reimbursement to 24/7 vet helplines — delivered through leading retail and financial distribution networks.
What we cover:
Why it works: digital-first products with high emotional engagement and value-added services — designed to make pet protection simple, accessible, and relevant throughout the pet owner journey.
Cyber threats are real, growing, and personal. We offer innovative, digital-first cyber insurance for individuals, families, and small businesses — distributed through banks, telcos, and utilities at scale across Europe.
What we cover:
Why it works: 24/7 digital assistance, and scalable embedded distribution — designed to protect individuals and SMEs against everyday cyber risks
Let's build something extraordinary, together.
We don’t just provide insurance. We become your distribution partner — sharing risk, sharing ambition, and delivering results.
We combine what no one else can: the financial solidity of a global Tier-1 insurance group, the technological depth of an InsurTech, and the relentless execution of a start-up.
Insurance products off the shelf — modular, customizable, and ready to embed. From Device Protection to Cyber, A&H to Pet — we craft bespoke propositions tailored to your brand and your customers.
Agile teams. Streamlined operations. Freedom of Service capability to deploy insurance across Europe and the UK in no time. We go from product idea to live program in 3 months or less — and we scale fast.
Full API and agentic-first insurance platform. Off-the-shelf eShops & eClaims portals. AI-powered claims adjudication, churn prediction models, smart pricing engines, and fraud detection. Technology is not a feature for us — it’s our foundation.
60+ years of experience building and managing international B2B2C insurance partnerships. We know what it takes to launch, grow, and sustain a successful program — and we bring that expertise to every engagement.
We don’t just build programs — we drive results. Proven attach rates of 40–60%, omnichannel sales campaigns, salesforce training, smart cross-selling, and AI-driven retention strategies.
95%
Claims adjudicated
Within 24 hours
48h
Complete claims turnaround
End-to-end processing
75
Net Promoter Score
On selected programs
88%
Partners recommend us
Partnership satisfaction
85-90%
Customer retention
Long-term loyalty
40-60%
Attach rates achieved
Embedded programs
60+ years
Partnership expertise
B2B2C insurance
3 months
From idea to go-live
Fast-track deployment
Full API
Insurance platform
Built for scale
Partner with us to launch and grow insurance programs faster.
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