1. DEFINITIONS AND General TERMS OF USE

By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification.

The terms “Website” and “Site” refer to this web site operated and published by , in addition to all the information and material included in the Website. Some Website sections or pages set out additional general terms and conditions, which complete these General Terms of Use. In the event of any conflict, the additional general terms and conditions shall prevail over the General Terms of Use as far as these sections or pages are concerned. This Site also includes links to other third party websites. Links to this Site may also be included in third party websites. Redion shall not be liable in any way whatsoever for the information or material found on a website linked to this Site. By creating a link to a third party website or by allowing a third party to include a link to this Website, Redion does not approve or recommend any product or service offered on the third party’s website. Redion expresses no implicit or explicit appreciation as to the accuracy and/or quality of the information which may be found, directly or indirectly, on any third party website or as far as the reliability or worthiness of this third party. The content of this Website is subject to amendments. Some of the products and services are not available in all geographical areas. Subscription to a product or service may be subject to the approval of Redion or its subsidiary or related entity concerned. This Website may contain information relating to services provided by different .

The persons who access, visit or use this Website must ensure that the law of their own country authorizes them to access the information or must refrain from accessing, visiting and/or using the Website.

2. WEBSITE CONTENT AND MATERIAL

Offers are only made and may only be taken into consideration if they are legal and authorized under the applicable law. Furthermore, service offers are restricted to the countries or jurisdictions which are explicitly mentioned on the Website and may not be taken into consideration by persons visiting, accessing or using the Website from another country or jurisdiction.

The information and material contained in this Website are not intended to provide advice or recommendations. Redion makes appropriate effort to verify and update the information and material on this Website on a regular basis and assess the credibility and trustworthiness of their sources. As a result, the information and material displayed in this Website is subject to modification.

Notwithstanding the foregoing, Redion cannot guarantee in any way whatsoever that the information and material included or referred to in this Website is accurate, relevant, complete, up-to-date or appropriate and does not provide any guarantees with regard to the credibility or trustworthiness of its sources. To the fullest extent permissible under applicable law, the materials on this website are provided as is and without warranties of any kind either expressed or implied.

3. INTELLECTUAL PROPERTY

The information and material contained in this Website are protected by intellectual property rights, held by Redion or used with the authorization of the right holders. All intellectual and industrial property rights of any nature, including in particular exploitation rights, reproduction and extraction rights on any medium, of all or part of the data, files and all elements appearing in the web pages of this site, as well as representation rights and reproduction rights on any medium, of all or part of the site itself, modification, adaptation or translation rights, are reserved exclusively to Redion and its possible third parties licensors. This information and material may be consulted and printed solely for your strictly personal use, in compliance with the intellectual property rights of Redion and its partners and provided that you do not delete any copyright or other legal notice which they contain. It is strictly forbidden to reproduce, copy, download, distribute or transmit in any way the content available on the website, or to use it commercially or publicly. You agree not to transmit, reproduce or sell this information and material in any form or manner whatsoever without the explicit, written and prior approval of Redion. It is also strictly forbidden to create a deep link to this Site without the express and written authorization of Redion. Except as permitted under applicable intellectual property laws, any reproduction, representation, distribution or use of the content without prior written consent of

4. TRADEMARKS AND COPYRIGHT

Unless otherwise specified, all trademarks (whether registered or unregistered) and logos, design, icons or graphics used in this Website are the property of Redion or its partners. Any total or partial reproduction of these trademarks or logos made from the elements of the site without the express authorization of Redion is prohibited, in accordance with applicable intellectual property laws. All information in this Website is protected under applicable copyright laws.

5. DATABASES

In accordance with the applicable laws and regulations relating to database protection, Redion is the producer and owner of all or part of the databases comprising this Website.
By accessing this Website, you acknowledge that the information contained in the databases and its organization is legally protected, and that you are forbidden from extracting, reusing making available to the public, storing, reproducing, copying or keeping, directly or indirectly, on any type of medium whatsoever, by any means and in any form whatsoever all, or a qualitatively or quantitatively substantial part, of the content of the databases appearing on the website in addition to the repeated and systematic extraction or reuse of insubstantial parts, qualitatively or quantitatively, of the contents of the database when such operations manifestly go beyond the conditions of normal use of the database.

6. LIMITATION OF LIABILITY

Redion is only bound to act with diligence in respect with the information made available on the Website. All the information is provided for general information only and does not constitute legal, financial, insurance or other professional advice and is intended to complete users’ knowledge. In particular, information relating to health matters shall – under no circumstances – replace personal advice provided by a doctor. Redion shall not be held liable for any interpretation by a user of the information included in the Website, nor the consequences of its use. Redion (as Operator), the relevant Redion East Asia entities, their respective employees and agents or correspondents shall under no circumstances be held liable, on any grounds whatsoever, contractual or otherwise, for any damage you may suffer after accessing, visiting or using this Website, barring cases of fraud or serious misconduct on their part. Redion shall not be held liable for the consequences of errors, omissions or for the results or decisions which might be obtained or made by the use of the information included in the Website. Users are solely liable for the use they make of the information provided herein.

7. FORCE MAJEURE

We shall not be liable to you for any breach of these conditions of use or any failure to provide, or any delay in providing, our services through our site that results from any event or circumstance beyond our reasonable control. This includes without limitation, strikes, lockouts and other industrial disputes, breakdown of systems or network access, fire, explosion, accident, insurrection and war.

8. GOVERNING LAW

These Terms of Use are governed by the laws of Malaysia, subject to any mandatory local laws and regulations applicable in the user’s jurisdiction. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Malaysia, unless otherwise required by applicable mandatory local laws.

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9. SEVERABILITY AND AMENDMENTS

Should any of the provisions in these General Terms of Use be deemed unenforceable, the remaining provisions shall be unaltered and the unenforceable provision shall be replaced by an enforceable provision best matching the underlying purpose of the unenforceable provision. This agreement shall be subject to any other agreement you have entered into or may enter into with Redion or any of its related entities. Redion may amend these General Terms of Use at any time, with immediate effect and without prior warning.

10. LEGAL INFORMATION

This Website is operated by Redion Malaysia Sdn. Bhd. (Registration No. 199801014431 (470560-A)), having its registered office at [●], on behalf of Redion entities in East Asia.

This Website includes information relating to Redion entities operating in the following jurisdictions:

Publication Director :Hassen Bennour
Managing Editor : Marie Duchesne Ferchal

The provider of hosting services is Hosting services: Microsoft France – 37, QUAI DU PRESIDENT ROOSEVELT 37/45 – 92130 ISSY-LES-MOULINEAUX, France.

Control Authority :

The relevant Redion entity in each jurisdiction is subject to applicable local laws and regulatory requirements, including, where applicable:

• Malaysia: Bank Negara Malaysia
• Singapore: Monetary Authority of Singapore
• Thailand: Office of Insurance Commission
• Hong Kong SAR: Insurance Authority
• Japan: Financial Services Agency
• People’s Republic of China: Relevant regulatory authorities in the PRC

Credits :

Conception & design of the website : Redion,